Directors and Officers Insurance (D&O)

Directors and Officers Insurance 

Concentrate on your duties serving on the board and let us worry about the risk. Our Directors and Officers program protects the board of non-profits.

Who is Covered
Insured Person means any Executive of an Organization; any Employee of an Organization, or Outside Entity Executive and the organization.

Any past, present or future: Elected or appointed Directors Officer, Trustee, Trustee Emeritus, Executive Director, Department Head or Committee member of a duly constituted committee of the organization. General Counsel or Risk Manager of the Parent Organization. Employee, Leased Employee or Volunteer acting on behalf of the organization. This includes any subsidiary. It also includes spouses and domestic partners where covered claim seeks damages from joint property.
 
What is Covered
Damages, judgments, settlements and their defense that are a result of a claim (civil, criminal, administrative, regulatory or arbitration proceeding). If purchased as part of this package, this includes employment practices. What is not included is fiduciary liability or fidelity coverage (employee dishonesty).
 
What is a Wrongful Act
Any actual or alleged error, omission, misstatement, misleading statement, neglect, breach of duty, Publishers Liability or Personal Injury committed by a covered entity or covered person in their covered role. (i.e, director, officer, employee).
 
Coverages Available

Directors and Officers
Employment Practices Liability
 
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